Got notification of my salary review two days ago. At this rate of increase, I think I’d only reach the $5k mark at retirement age. And even then, retirement is being pushed further and further back these days. Quite a depressing thought. And by the time I reach the $10k mark, I’d be six feet underground and that’s probably only because people are burning paper money for me.
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I was talking with a financial advisor about two months ago. He calculated that if I wanted to have a monthly income of $3k after I retire at 65, I’d have to accumulate about $2.46million in savings by retirement. I nearly choked on my food and fell off my chair when I heard it. But it’s totally plausible when taking into account inflation. How to make so much money? Can somebody tell me? Beg, steal or borrow?
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A friend I had dinner with last night told me of how her two female colleagues in their early 20s asked her if her boyfriend was rich or not. She was appalled (naturally) as what kind of question is that??? When she told them that no, her boyfriend isn’t rich and that he’s still in uni, they went “Then how do you survive??? Don’t you like rich men???”
I don’t understand the mentality of these women. Do they mean to say that they expect their boyfriend to pay for everything? And that they cannot survive on their own without a rich man for a boyfriend?
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In yesterday’s issue of URBAN, two women who are self-confessed shopholics were featured. One of them is in her early 50s and spends all of her $1500 income on shopping. Her philosophy is that one should live in the moment and there’s no need to bother about saving. She leaves her husband to bring in the money for the rest of the family. The other woman, a young lady of 25, spends a big portion of her salary on shopping. She shops almost every day as she works in Wisma Atria. In order to have more money to shop, she eats at McDonald’s every day (yucks!!!) and pays for her meals there using her EZ-link card ‘cos she says her mum tops up the card for her all the time. I'm surprised she isn't at all embarrassed about admitting this 'cos I certainly would be!
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I have to work on Saturday and next Saturday as well. The whole day. Sacred Saturdays are burnt. Boohoohoo.
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I’m thinking those two women seriously need some help in curbing their shopping addiction!!!
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To those two spineless colleagues of my friend's, I say "C’mon, get a bit of backbone already!"
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I bought a $2 TOTO ticket for this week's $10million draw. I went for Quickpick. I bought only one ticket 'cos I figured if you're meant to win you're meant to win. It's the first TOTO ticket I've ever bought. I might just have beginner's luck and then I might not have to worry too much about retirement. Draw's tonight!
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I'm not being paid enough to have my Saturdays burnt without complaint.
Posted by DSD at February 10, 2006 12:03 AMhey dimsumdolly,
do drop by my blog every now and then too!
money money money....yes I was thinking the same too, those two shopaholic women are quite irrational.
is he rich? Even if they don't ask, they will wonder. What puzzles me is the other question I used to get asked a lot: How tall is he?
Posted by: umami at February 10, 2006 9:54 AMTis a scary thought for many of the fellas over there that, for these women (and many others, for when there are two there are more), guy's wallets are the sole judge of worthiness. Not personality or even height.
Of course, those "5 Cs" dun come cheap!
And yah, working Saturdays sucks rocks.
Posted by: Rodney at February 11, 2006 12:22 AMHi, came across your blog by chance. Seems like everyone is hoping for the big draw coming up. A self-confessed novice to Toto, I did not even know that the numbers end at 45 and told sis-in-law to help me help combinations which contain numbers up to 99!
Posted by: Domestic Rat at February 11, 2006 10:55 AMWow, so u got caught in TOTO fever too! Same here, and got so excited thinking abt how i'd spend 10 million dollars when i can't even imagine how much money that is!! Sigh, didn't win of coz!
Its really quite scary thinking abt how much more money we need n want and are unable to get. I try to not get caught into the Money-Chase, but getting harder and harder!